NOTICE
Nothing on this website constitutes an offer of insurance.
Eligibility for insurance coverage will be determined at the
time of application, based upon the insurer's underwriting
guidelines and rules in effect at that time. The insurance
products referenced in this website may be altered by the
insurer at any time. All insurance products are subject to
terms, conditions and exclusions not described on this
website.
Permitted Uses and Users
Ravenswood Insurance Centre ("Agency") provides the
ravesnwoodinsurance.com Web site ("Site") without charge to
the general public ("Users") for the purpose of providing
Users information about Agency, its services, and insurance
services in general. The Site may be used for that purpose
only and not for any commercial purposes.
Agreement to be Legally Bound by These Terms
By using the Site or downloading materials from the Site,
you agree to abide and be legally bound by these Terms of
Use, including any changes to these terms that are made by
Agency and reflected in the Terms of Use posted on
the Site at the time you use the Site. If you do not agree
to abide and be legally bound by these Terms of Use do not
use the Site or download Information from the Site.
Limited License
Subject to these terms and conditions, Agency grants you a
non-exclusive, non-transferable, limited right to access,
use and display this Site and the materials and information
thereon ("Information"). You agree not to interrupt or
attempt to interrupt the operation of the Site.
You may use the Site and view and download the Information
only for the purposes stated above. This license is not a
transfer of title in the Information or any copies of the
Information and is subject to the following restrictions: 1)
you must retain, on all copies of the Information
downloaded, all copyright and other proprietary notices
contained in the
Information; 2) you may not modify the Information in any
way or reproduce or publicly display, perform, or distribute
or otherwise use them for any public or commercial; and 3)
you must not transfer the Information to any
other person unless you give them notice of, and they agree
to accept, the obligations arising under these Terms of Use.
You agree to abide by all additional restrictions displayed
on the Site as it may be updated from time
to time. This Site, including all Information, is protected
by worldwide copyright laws and treaty provisions. You agree
to comply with all copyright laws in your use of this Site
and to prevent any unauthorized copying of the
Information. Except as expressly provided herein, Agency
does not grant any express or implied right to you under any
patents, trademarks, copyrights or trade secrets.
DISCLAIMER OF LIABILITY
INFORMATION PROVIDED THROUGH THE SITE MAY CONTAIN
INACCURACIES AND YPOGRAPHICAL ERRORS. AGENCY DOES NOT
WARRANT THE ACCURACY OR COMPLETENESS
OF THE INFORMATION OR THE RELIABILITY OF ANY ADVICE,
OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR
DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY
RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM,
OR INFORMATION WILL BE AT YOUR SOLE RISK. AGENCY RESERVES
THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR
OMISSIONS IN ANY PORTION OF THE SITE. AGENCY MAY MAKE ANY
OTHER CHANGES TO THE SITE, THE INFORMATION AND THE PRODUCTS,
PROGRAMS, SERVICES OR PRICES (IF ANY) DESCRIBED IN THE SITE
AT ANY TIME WITHOUT NOTICE.
THE SITE, AND INFORMATION ON THE SITE, ARE PROVIDED "AS IS"
WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED,
OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF
MERCHANTABILITY, NONINFRINGEMENT, OR FITNESS FOR ANY
PARTICULAR PURPOSE.
Some states do not allow the disclaimer of implied
warranties. If that is the case, the foregoing disclaimer
may not apply to you.
Third Party Sites
As a convenience to you, Agency may provide, on the Site,
links to Web sites operated by other entities. If you use
these sites, you will leave this Site. If you decide to
visit any linked site, you do so at your own risk and
it is your responsibility to take all protective measures to
guard against viruses or other destructive elements. Agency
makes no warranty or representation regarding, and does not
endorse, any linked Web sites or the information appearing
thereon or any of the products or services described
thereon. Links do not imply that Agency or this Site
sponsors, endorses, is affiliated or associated with, or is
legally authorized to use any trademark, trade name, logo or
copyright symbol displayed in or accessible through the
links, or that any linked site is authorized to use any
trademark, trade name, logo or copyright symbol of Agency.
Information Provided By You
Agency does not want you to, and you should not, send any
confidential or proprietary information to Agency via the
Site. Do not send other business proposals, inventions or
ideas to Agency through the Site. You agree that
any materials or information that you or individuals acting
on your behalf provide to Agency will not be considered
confidential or proprietary, except to the extent it is
covered by Agency's Privacy Policy. By providing any such
materials or information to Agency, you grant to Agency an
unrestricted, irrevocable, worldwide, royalty-free license
to use, reproduce, display, publicly perform, transmit and
distribute such materials and information, and you further
agree that Agency is free to use any ideas, concepts or
know-how that you or individuals acting on your behalf
provide to Agency. You further recognize that Agency does
not want you to, and you warrant that you will not, provide
any information to Agency that is defamatory, threatening,
obscene, harassing, or otherwise unlawful, or that
incorporates the proprietary material of another.
Limitation of Damages
IN NO EVENT WILL AGENCY, ITS EMPLOYEES, OFFICERS, DIRECTORS
OR ANY OF ITS SUBSIDIARIES BE LIABLE TO ANY PERSON OR ENTITY
FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER
DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS,
BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR
OTHER DATA ON ANY INFORMATION HANDLING SYSTEM, EXPOSURE TO
VIRUSES, WORMS, OT OTHER DESTRUCTIVE ELEMENTS, OR CLAIMS OF
THIRD PARTIES) THAT ARE RELATED TO THE USE OF, OR THE
INABILITY TO USE, THE CONTENT, INFORMATION, AND FUNCTIONS OF
THE SITE OR ANY LINKED WEB SITE, EVEN IF AGENCY IS EXPRESSLY
ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Changes
Agency reserves the right, at its sole discretion, to
modify, add or remove any portion of these Terms of Use in
whole or in part, at any time. Changes will be effective
when they are posted. Your continued use of the Site after
any changes are posted will be considered acceptance of
those changes. Agency may terminate, change, suspend or
discontinue any aspect of the Site, including the
availability of any features of the Site, at any time.
Agency
may also impose limits on certain features and services or
restrict your access to all or part of the Site without
notice or liability.
Location of Use and Choice of Law
This Site is controlled, operated and administered by Agency
from its offices within the Ravenswood, West Virginia,
United States of America. Agency makes no representation
that Information at this Site are appropriate
or available for use at other locations outside of the
United States and access to them from territories where
their contents are illegal is prohibited. The Site may not
be used to sell insurance products in any state where Agency
is not licensed to do business, AND agency hereby expressly
disclaims any intent to advertise, sell or solicit the sale
of any insurance or annuity products in any state other than
West Virginia. You may not use the Site or export the
Information in violation of U. S. export laws and
regulations. If you access this Site from a location outside
of the United States, you are responsible for compliance
with all local laws.
The laws of the State of West Virginia, will govern these
Terms and Conditions of use, without giving effect to any of
its conflict of laws provisions that would direct the
application of the laws of any other jurisdiction.
Relation to Other Agreements or Policies
This Agreement constitutes the entire agreement between
Agency and you with respect to your use of the Site. In
addition, use of this Site is subject to all applicable
policies relating to doing business with Agency, including
but not limited to Agency's Privacy Policy.
Severability
If for any reason a court of competent jurisdiction finds
any provision of the Agreement or portion thereof, to be
unenforceable, that provision will be enforced to the
maximum extent permissible so as to effect the intent of the
Agreement, and the remainder of this Agreement will continue
in full force and effect. |
